Turkey Social Security

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Revised Aug 2017 – Resource, Ministry Of Interior. Migration Management Ankara Office Turkey
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TURKISH SOCIAL SECURITY SYSTEM

The social security system in Turkey went through a major transformation in 2007, resulting in a more efficient and fast functioning system, based on centralizing the control of different social security funds in a single institution.

The three insurance funds, namely SSK, Emekli Sandigi and Bag-Kur, were merged under a sole body called the Social Security Institution (SSI) in 2007. The three insurance funds together cover around 81% of the population as of 2008. The system started to be fully operational at the beginning of 2008.

Social Security Premium Payments

Social security premiums (as a percentage of employee’s gross earnings) are payable by both employers and employees. To given an outline, the below table shows the rates regarding the issue.

Social Security Premiums (office employees)

Type of risk

Employer’s share (%)

Employee’s share (%)

Total (%)

Short – term risks

2*

2*

Long – term risks

11

9

20

General health insurance

7.5

5

12.5

Contribution to unemployment insurance

2

1

3

Total

22.5*

15

37.5*

*Pursuant to Law no. 6385, the premium rates with respect to short-term risks have been set at %2 for all employers regardless of risk rates.

Foreigners making social security contributions in their home countries do not have to pay the Turkish social security premiums if there is a reciprocal agreement between the home country and Turkey.

Unemployment Insurance Premium Payments

Employees, employers and the state are required to make a compulsory contribution to the Unemployment Insurance Plan at the rates of 1%, 2% and 1%, respectively, of the gross salary of the employee. Like the social security premium payments, unemployment insurance premiums are also to be paid on a monthly basis. Employers are able to deduct such contributions from their taxable income. On the other hand, an employee’s contributions are deductible from the income tax base of the employee.

A foreign individual who remains covered under the compulsory social security system of his/her home country that has a social security agreement in effect with Turkey is not liable for insurance payments to the Turkish social security. The proof of foreign coverage is to be filed with the local social security office. If the employee is not subject to a foreign social security, full contributions will generally be imposed. Unemployment insurance premiums are declared and paid to the Social Security Institution together with social security premium contributions.
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MEDICAL ASSISTANCE IN TURKEY

Providing Medical Assistance Within the Scope of E-State Social Security Agreements

Our department provides assistance within the scope of our institution only for the citizens of the countries which are parties to the agreement. Services for the citizens of the countries that did not sign the agreements are given by other related department of our institution. Agreements signed with Germany, Austria, Albania, Azerbaijan, Belgium, Bosnia-Herzegovina, Czech Republic, France, Netherlands, TRNC, Macedonia, Luxembourg, and Romania include long term insurance in accordance with health insurance among the social security agreements signed with 22 countries. Since health insurance is not included in the security agreements of the remaining countries such as Denmark, Georgia, England, Switzerland, Sweden, Canada, Quebec, Libya and Norway, citizens of these countries are not within the scope of the duties of our Department.

Foreign nationals obtained medical security from the 13 countries given above within the scope of social security agreements who are in Turkey for temporary duty, touristic purposes, medical purposes, as the workers of transportation companies, for education purposes and those with permanent residence have to obtain medical benefit certificated from the related institutions on behalf of participating countries determined in accordance with their agreements during their date in Turkey.

Foreign nationals with medical benefit certificates have to deliver their medical benefit documents to directorates or centers in the list given in the list of Social Security Provincial Directorates to receive medical assistance in accordance with Turkish legislation. When they deliver these formularies they will receive free of charge medical assistance just as our beneficiaries excluding the participation amount.

If they require medical assistance without having their medical benefit document, application should be submitted to the directorates or centers where they reside to provide their certificate through their security institutions.

Insurance holder will pay for the expenses occur until the medical assistance document is provided. If the documents are received before these insurance holders depart from Turkey, costs incurred will be returned to them in accordance with the legislation. If it is not received in the meantime before they depart Turkey or they depart Turkey without submitting application to directorates or centers to receive their medical assistance document, they can ask for reimbursement from their security institution in the home country by submitting receipts and medical documents of the costs incurred.